Effective May 1, 2023 (Subject to Change)
Business Membership Savings Account |
No monthly service charge with a minimum average daily balance of $300 or when you have other account relationships with United. • $3.00/month if none of the above criteria are met |
Business Checking |
• No monthly service charge • 200 deposited checks and/or debit transactions (total) free per month • $0.35 for each additional transaction |
Business Growth Account |
No monthly service charge with a $10,000 minimum average daily balance. • $25.00/month if balance falls below $10,000 • 1,000 deposited checks and/or debit transactions (total) free per month • $0.35 for each additional transaction |
Non-Profit Checking |
• No monthly fees • No minimum balance fees • $1,000 deposited checks and/or debit transactions (total) free per month • $0.35 for each additional debit transaction |
Stop Payment (any type) | $30.00 |
Check Copies - Staff Assisted | $5.00 |
Returned Deposit Items | $15.00 |
Non-Sufficient Funds Items (any type) | No fee |
Courtesy Pay Fee | $20.00 |
Overdraft Protection | No fee |
Savings or Line of Credit Transfer Sweep Service | $9.00/month |
Replacement for Damaged or Lost Card | $10.00 |
ATM Overdraft | $20.00/transaction |
International Service Assessment (Debit Only) | 1% |
Visa Late Payment Fee (first occurrence) | $29.00 |
• Subsequent occurrences within 6 months | $40.00 |
Visa Returned Payment Fee | $35.00 |
Activity at non-United ATMs (Foreign institution surcharge may apply) | |
• > More than 5 per month | $2.00/each |
• ATM Balance Inquiry | $2.00/each |
Rush Card Order | |
• Domestic | $35.00 |
• International | at cost |
Expedited Payment - Electronic | $9.95 |
Expedited Payment - Overnight Check | $24.95 |
Bill Pay Stop Payment | $30.00 |
Returned Payment Bill Pay | $20.00 (per attempt) |
Corporate Check (Foreign institution surcharge may apply) | $5.00 |
Counter Checks (per page minimum 4 checks) | $0.75 |
Account Closing (within first 90 days) | $25.00 |
Outgoing Domestic Wire Transfer | $25.00 |
Outgoing International Wire Transfer | $45.00 |
Incoming Wire Transfer (domestic and international) |
$10.00 |
Business Online Banking | |
• Basic Online Banking | No fee |
• Payroll Direct Deposit | $10.00/month |
• Payroll Items | No fee |
• Full ACH Services | $20.00/month |
• ACH Credit and Debit Items | No fee |
• Per User Fee | No fee |
ACH Reversals (Staff Assisted) |
$5.00/item $50.00 max |
Business Remote Deposit | |
Scanner Service (each scanner) | $30.00/month |
Deposited Items | No fee |
Mobile Deposit | |
Business Checking | No fee |
Business Growth Checking | No fee |
Receipt of Tax Levy/Garnishment | $100.00 |
Research Services (1 hour minimum) |
$25.00/hour |
ACH or Other Returned Items | no fee |
Returned Mail | $10.00 |
Verification of Funds | $25.00 |
United Originated ACH Transactions | |
• One-Time Transfer Fee | $15.00 |
Collection Item | $25.00 |
Escheatment Fee | $50.00 |
Account Inactivity Fee | $7.00 |
Foreign Collection | $40.00 |
Overnight Letter (UPS actual cost) | $26.00 minimum |
Subpoena/Search Warrant Response (1 hour minimum) | $50.00/hour |
Money Service Business | $300.00/month |
Check Images | $15.00/month |